Fee Schedule Effective January 1, 2016
Savings Account Fees
Savings Account: Single Service...$1.00 per month – Excluding Cub Accounts and Members over 62 years of age
ATM Cash Card ……………………$5.00 Monthly
Savings Excessive Transaction Fee .... $5.00 per withdrawal after five (5) transactions per month
Christmas Club Withdrawal Fee . ….. . 1 free per year then $5.00 each thereafter
Savings Account Dormant Fee . …… . $5.00 per month after twelve (12) months of inactivity
When account balance falls below $25.00, it will be closed and the CU will retain the balance
Savings Overdraft Fee. ..... . $5.00 per overdraft transfer after 5 overdraft transfers per month.
Checking Account Fees
Welcome Home Checking  …..… $10.00 Monthly
Basic (No LOC)   ……………….…No monthly fee
Classic ($500 LOC)   ……………..No monthly fee
Premier ($1000 LOC/ Visa Cr Cd) No monthly fee
NSF Fee         …………………….$35.00 Per Item
Overdraft Advantage Service Charge …… $35.00 per item
Stop Payment Fee . . . . $35.00 per item
Stop Payment Fee . . . . $35.00 per range stop
Check Printing Fee . . . Prices may vary depending upon style
Check Copy Fee    . . . . $3.00 per check
Original Check Fee. . . . $10.00 per check
Counter Checks   ………$3.00 per sheet of four (4)
ATM Fees
Unlimited transactions at BAFCU owned ATM’s
ATM transactions at non BAFCU ATM’s –after three (3) $2.00 per withdrawal
Other financial institution’s surcharges still apply.
Electronic Funds Transfer Fees
NSF Fee.............................…………………….$35.00 per item
ATM/Visa Debit Card Replacement Fee ……….$7.00 per card
Pin Replacement Fee……….....................…….$3.00 per pin
ATM/Visa Debit Card/PIN Priority mail (No P.O. Boxes) $45.00 per card/PIN
Other Service Fees (applicable to all accounts) Account Reconciliation Fee . ……. $25.00 per hour
Account Research Fee .................. . …….…. .$25.00 per hour
Statement Copy Fee . . ................... ………… $2.00 per page
Account History Printed ...........………….……..$2.00 per page
ACH Origination Fee (1st Time set up)………....$5.00
Telephone Payment Fee ……………….………..$8.00
Verification of deposit (form)………….…… ……$10.00
IRA transfer to another FI ………….. …………..$25.00
Non-member/Over the counter ck cashing fee……….<$500=$5.00 >$501=$10.00
Deposited Item Return Fee.................... …. . .$35.00 per item
Wire Transfer (outgoing) Fee…...………..….....$20.00
Early Closure Fee .. …...........................…. . $10.00 if closed within ninety (90) days of account opening
Official Check Fee . .......................... . . . . . $3.00 per check (when issued to a third party)
Money Order Fee . . . . ............... . …………..$0.75 each
Lost or Stolen Official Check Stop Payment Fee . . $30.00 per check
Expedited Stop Payment of Official Check . . . . .    $25.00 per check
Bad Address Fee .................................... . .$5.00 per month
VISA Gift Cards . .. ...................... . . . .. . . .$3.00 each
Duplicate Lien Release Fee . ................... . .$5.00 per copy
Levy or Garnishment Fee . . ................. . .. .$100.00 each
Notary Fee . . . . …………... . . . . . . . . . . . . . FREE
Rolled Coins .25 per roll
Paper Statements –Monthly Charge ..........$2.00
Shared Branching
Check Withdrawal Fees . . . . . .... .$5.00 each (Payable to any Payee)
FAX Request (1st page) . . . . . . . . $3.00
Each additional faxed page . . . . . .$1.00
Rolled Coins (If available) . . . . . . . $.25 per roll
Photocopies . . . . . . . . . . . . . . . . . .$.50
Check Deposits (1st ten) . . . . . . . . .FREE
Eleven or more deposit items . . . . . $0.17 per ck
Notary Fee . . . . . . . . . . ... . . . . . . FREE
Credit Union Membership
Membership Share . . . . . $25.00 par value
The fees appearing in this Schedule are accurate and effective for deposit accounts as of January1, 2016. If you have any questions or need
information on your accounts, please call the Credit Union at (480) 831-0098 or (800) 686-2328