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share certificates rates and terms  


Please review our share certificate account options.

 
Terms Rates APY%
6 MONTH

- MINIMUM DEPOSIT OF $10,000

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1 YR RATE

- MINIMUM DEPOSIT OF $1,000

2.50 2.52
2 YR RATE

- MINIMUM DEPOSIT OF $1,000

2.75 2.78
2 YR SR RATE*

- MINIMUM DEPOSIT OF $1,000

 

3.00 3.04
 
IRA

- MINIMUM DEPOSIT OF $5.00

- MAXIMUM DEPOSIT PER YEAR $3,000**

3.00 3.04
 
Master Shares & Sub Accounts    
$100 - $999 .50 .501
$1,000 -$4,999 .75 .752
$5,000 - $9,999 1.00 1.004
$10,000 + 1.25 1.256
Cub Club .50 .501
Christmas .50 .501
Share Draft .50 .501
     
Restrictions/Guidelines: 6 month Share Certificate rates are subject to change every Tuesday and all other rates are subject to change at the end of each month.  Please contact the credit union for any additional information on Share Certificate policies and penalties.

*TO QUALIFY FOR THE SENIOR RATE YOU MUST HAVE ONE OF THE FOLLOWING SERVICES - PAYROLL, SOCIAL SECURITY OR PENSION DEPOSITED DIRECTLY TO THE CREDIT UNION OR MAINTAIN $5,000 IN ANY CREDIT UNION SAVINGS ACCOUNT.

**IRS MAXIMUM IRA CONTRIBUTION LIMITS ALLOW THOSE OVER 50 YEARS TO DEPOSIT AN ADDITIONAL $500 PER YEAR

Insured Safety
All share accounts are insured up to $100,000 per member by the National Credit Union Administration (NCUA), an agency of the Federal Government.